Terms and Conditions

Last updated: March 2026

1. Acceptance of Terms

By accessing or using this website and its forms, you agree to be bound by these Terms and Conditions. If you disagree with any part, do not use our services.

2. Service Description

Christian Funes Mortgage — Pre-Approval SMS Program. By registering, you may receive text messages related to your mortgage pre-approval process, including:

• Appointment confirmations and reminders
• Updates on your pre-approval process
• Relevant information about the mortgage process

3. Text Message Program (SMS)

By providing your phone number and checking the consent box on our form, you authorize Christian Funes Mortgage to send you text messages (SMS/MMS) to the number provided.

• Message frequency may vary depending on your process.
• Message and data rates may apply depending on your phone plan.
• To cancel: reply STOP to any message. You will receive an opt-out confirmation and no further messages will be sent.
• To re-register: complete the form again on our site.
• For help: reply HELP or contact us directly at [email protected] or 407 800 2053.
• Phone carriers are not responsible for delayed or undelivered messages.

4. Permitted Use

By registering, you confirm that:

• You are at least 18 years of age
• The information you provide is truthful and accurate
• You are the owner of the phone number provided
• You will not use this site for fraudulent or illegal purposes

5. Nature of Service

The free pre-approval diagnosis is an initial informational consultation. It does not constitute a formal credit offer nor guarantee approval of a mortgage loan. Final terms depend on the evaluation of each case and lender requirements.

6. Limitation of Liability

Christian Funes and his team shall not be liable for:

• Decisions made based on general information published on this site
• Typographical errors or inaccuracies in informational content
• Temporary service interruptions due to technical causes beyond our control
• Delayed or undelivered text messages by the phone carrier

7. Intellectual Property

All content on this site is the property of Christian Funes and is protected by applicable copyright laws. Reproduction without prior written authorization is prohibited.

8. Privacy

The use of your personal information is governed by our Privacy Policy. Text message consent information (opt-in) will not be shared with third parties under any circumstances.

9. Modifications

We reserve the right to update these Terms at any time. Changes take effect upon publication on this page. Continued use of the site implies your acceptance.

10. Governing Law

These terms are governed by the laws of the State of Florida, United States. Any dispute will be resolved under the jurisdiction of the courts of Hillsborough County, FL.

11. Contact

For questions about these terms or the messaging program:

• Address: 4830 W Kennedy Blvd, Tampa, FL 33609
• Email: [email protected]
• Phone: 407 800 2053